VA Loan Services

Unlock Your Dream Home With VA Loans

At Neighborhood Mortgage, we believe everyone should have the chance to own a home. This is especially true for individuals who have served our country. That's why we're proud to offer service for VA loans. These home loans are designed for active military personnel and veterans.

As part of the Home Loan Program, VA loans are backed by the Department of Veterans Affairs, and they offer low-interest rates and more flexibility. This program has been in place since 1944, and it has helped more than 18 million veterans and active duty service members buy a home. For 67 years, this program has remained one of the most progressive and successful lending programs on the market.

VA loans are so powerful because they are insured by the Department of Veterans Affairs by up to 25%. Traditionally, to be eligible, you must have served on active duty in wartime for 90 days or during peacetime for 181 days. However, today's eligibility requirements are:

• Veterans and Active Personnel: Two years of service
• Members of the National Guard or Reserves: Six years of service
• Surviving Spouses: Any spouse of a service member killed in the line of duty or as a result of a service-related injury without remarrying
• Veteran With Service-Related Injuries: Complete eligibility after discharge

At Neighborhood Mortgage, we're the mortgage team you can trust on your path to homeownership. If you're considering a VA loan in Washington or Arizona, let us help. Our personable service, coupled with our commitment to integrity, ensures that we explore all your loan options and provide the best advice tailored to your needs. Reach out to us today!

Advantages of a VA Loan

Our VA loans, backed by the Department of Veterans Affairs, are designed to support our heroes. The benefits are powerful and worth your consideration:

• No monthly mortgage insurance required
• No down payment
• Regulated closing costs

If you're a veteran or active duty service member, you could be eligible. We promise to earn your trust with our sheer desire to help you achieve your dreams of homeownership. Trust Neighborhood Mortgage to guide you through the process, making it as smooth and stress-free as possible. Get in touch!

Get Your Certificate of Eligibility

To be eligible for a VA loan, you will need a Certificate of Eligibility (COE). This is the only reliable Proof of Eligibility that we, as the lender, may rely on to secure your VA loan. The only exception is in cases of an Interest Rate Reduction Refinancing Loan (IRRRL).

At Neighborhood Mortgage, we make it easy to complete a Certificate of Eligibility. With us, the process is often faster than doing so through the Veterans Administration. To make this happen, we use the Automated Certified of Eligibility technology. This allows us to pull a COE in just seconds instead of waiting weeks with the VA.

Eligibility doesn't guarantee loan approval. However, at Neighborhood Mortgage, we are committed to securing a VA loan for every veteran and service member who qualifies. Contact our team now!

Choose an Experienced Mortgage Broker

As a local, family-owned business, Neighborhood Mortgage has been serving our community since 2004. Our small, dedicated team boasts over 150 years of combined experience in the mortgage industry. We're not just lenders; we're your neighbors. We understand the unique needs of our customers and are committed to providing fast and accurate mortgages.

What sets us apart is our ability to do what other companies can't. We offer free consultations, can start your loan process within 24 hours, and have a reputation for fast closing! Plus, we're always ready to try and beat our competitors' rates. With estimates ready in 24 to 48 hours, we're your reliable partner in securing a VA loan. Get in contact today!

Contact Us Today for a VA Loan

Take the first step toward your dream home. Get in touch with Neighborhood Mortgage. Our team is eager to provide the personable service you deserve and help you explore your VA loan options. Let us help you make your dreams a reality. Contact our team to get started.